Wednesday, August 7, 2013

Insurance and Maintenance


Insurance

One of those things you don't want to pay for but don't miss those payments. If you are driving a Class A or Class C motor home and pulling a tow-able or if you are driving a truck pulling a 5th. Wheel it will be necessary to have insurance on both vehicles. 

You will need to find an insurance company that will insure your RV. It's important to let the insurance company know that you are a full time Rv'er, otherwise they might not cover any claims you submit. Make sure you have a full time policy. You can get almost instant quotes on line from most companies.

Most companies will bill you monthly, quarterly, ½ year, or yearly. No matter which payment option you choice make sure you break the payment out monthly so you can budget accordingly.



Maintenance


Another item you don't want to have to use but will sooner or later is maintenance on the 5th. Wheel and truck. Things break on RV's and trucks need oil changes and other not so fun things will go wrong. 

FYI buying an extended warranty on a new RV will go a long way in cutting expenses when they do break down.

No matter what amount you decide on for your monthly maintenance budget stick to it and save that amount each month. Don't be tempted to use that money for other things. You will need it sooner or later for something that is going to break or blow


No comments:

Post a Comment